I've been dealing with problems using Apple Pay and other NFC features since updating to iOS 26 on both my iPhone 12 and iPhone 15. It seems like the NFC functionality just vanished. I've done all the normal troubleshooting like diagnostics (everything looks fine) and multiple restarts, plus I updated to iOS 26.3 thinking it might help, but no luck. It makes me wonder if my phones are somehow faulty since I'm getting reports of others facing the same issues. If anyone has discovered any unusual workarounds or solutions, I'd really appreciate it!
3 Answers
You're definitely not alone in this. A bunch of iPhone users have reported similar issues after updating. I would recommend visiting an Apple Store for professional troubleshooting and possible repairs. It might seem like it's just you, but trust me, many are having the same pain with Apple Pay and NFC.
I can back that up. I’ve also been running into the same problems with NFC. Everything checks out green on diagnostics, but then when I try to pay or scan, it just doesn’t work! It’s super frustrating, so you're not imagining things.
I found out that resetting your network settings can actually fix this issue! It seems like a config clash happens during the update that doesn’t clear itself out. So if you haven't tried that yet, go to Settings > General > Transfer or Reset iPhone > Reset > Reset Network Settings. That might do the trick for you!

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