How Does Apple Pay Work in iMessage?

August 31, 2025 3 answers
Asked by CactusJack88
So, my friend just sent me a message about what I owe him from the weekend, and I noticed there was an Apple Pay option right in the chat. I've heard of sending money with Apple Pay, but can someone explain how it actually works? Do I need to set it up separately, or will it automatically use a card I have saved? Also, does my friend need to do anything to receive the payment? This seems super handy for sending cash without needing to share Venmo info.

Answers

TechSavvyGabe
Yep, itโ€™s similar to Venmo but itโ€™s less public. In the US, Apple Cash is actually really user-friendly and secure. Just make sure youโ€™ve added a payment method to get started!
Reply to this answer
SunshineSkater45
Itโ€™s called Apple Cash! Think of it like Venmo or Cash App, but it's all through Apple. Just a heads up, youโ€™ll need to set it up first before you can send money directly in iMessage.

ChillVibes23: And donโ€™t forget, you can also use it as a debit card wherever they accept Visa debit. Super convenient!

Reply to this answer
GlobeTrotter99
Unfortunately, I can't even use it where I live in the EU 😢

TravelBug42: From what I've heard, it's probably not coming to Europe anytime soon since Apple would need to basically act like a bank, and that's a whole regulatory mess.

Reply to this answer

Add your answer

Answers are reviewed before publication.

Related Discussions