Why was my Apple password reset without notice?

I get the feeling that something fishy might be going on. Apple’s system usually sends confirmations, so if you’re absolutely sure you didn’t get any emails or texts, it might mean someone accessed your account somehow. Have you checked if there’s any record of a password change in your emails, even from weeks ago? It could provide some clues.

Honestly, Apple’s account management can be a total mess. I’ve had issues too. Just focus on getting that recovery sorted — it shouldn’t take too long! But take care of that subscription first before you do anything drastic with your credit card.

Honestly, it's really hard to say how your password got reset. Apple knows, but they usually won’t share that info, especially without you accessing your account to verify your identity. If they called you during the recovery, try to ensure you’re available next time.
And about the credit card, if you do that, be ready to lose access to your account. It's better to ask Apple to disable that card instead of a full denial. Good luck!

From what you describe, it seems more likely you might have forgotten your password or thatyour password manager didn't save the latest update. But you’re saying you got no notifications at all? That’s odd because you should usually get an email or SMS every time your password changes. Are you sure no changes happened that you might've missed?