I'm currently working on a custom checkout system for a client, and dealing with PCI SAQ D is really challenging. Every payment processor has slightly different API documentation, which adds to the confusion. I'm wondering if there's a payment gateway that can simplify the compliance process but still allows developers to implement deep customization options.
2 Answers
I totally get you! SAQ D is a real headache compared to the easier ones. If your client is set on a custom flow, just make sure they know it might come with a lot of extra hoops to jump through. Maybe look into solutions that offer more out-of-the-box compliance features? They can save you some headaches in the long run!
You might want to check out payment gateways like Stripe or Braintree. They provide features that help with compliance while still letting you customize as needed. They handle a lot of the heavy lifting, which can really ease the pain of directly dealing with user card info.

Right? I had to deal with SAQ D once, and it was brutal. I'm also trying to keep my setup compliant without taking on direct card handling—tokens are definitely the way to go if you can manage it.