I'm in Canada and just noticed an unfamiliar charge of $11.29 for Amazon Kids+ on my bank statement. I called Amazon, but they said the transaction was associated with a different account, and I don't have any other accounts. I'm really confused about how my debit card information might have been compromised, especially since I've never shared it with anyone. Can anyone help me understand how this could have happened?
4 Answers
Honestly, it’s a good idea to stop using your debit card for online payments. Switching to a credit card can offer better security and fraud protection. You might want to look into that.
There are so many ways for someone to get a hold of your card details – from phishing scams to skimming devices on ATMs. Unfortunately, there's no way to pinpoint exactly how it happened without a closer investigation.
One of the safest ways to protect your card information is to avoid using it directly. Instead, consider linking your card to services like Google Pay or Apple Pay, and use those for transactions. You'd be surprised how many times people have their card details stolen just by using it in a physical store. If you’re worried, just stick to contactless payments or those app-based services.
First things first, cancel your card right away. Since the charge is only $11, it might not be a serious data breach. It's possible someone just entered the wrong details by mistake, or if you have kids or friends, maybe they used it without telling you. Check your personal circle too!
I really doubt it was anyone I know; I live alone and don't have kids. Plus, my card is only about a year old.
But doesn't Apple Pay have its own security issues? I prefer the old-fashioned way of dealing with money.