I currently use PNC Bank, which has some limitations on accessing data. While I plan to switch to a bank that integrates better with platforms like Plaid, I want to quickly create an app that can download PDFs from my current bank. My goal is to gather these PDFs, upload them to my server, and manage the data from there. However, I'm concerned about the feasibility of automating this process due to potential security hurdles. Will I risk getting my account locked, or do you think it's workable?
6 Answers
Just a heads up, banks are extremely cautious about automated access. PNC, in particular, often locks accounts for what they deem suspicious activity. Plus, their security protocols change frequently, which could break any automation tools you set up.
Honestly, you should be glad if there are enough security hurdles to lock your account. If it were too easy, hackers could easily gain access and do whatever they want with your account.
Just throwing it out there, but beware that banks tend to flag automated browsers. I've heard of people getting banned just for having insecure devices. You might want to approach this with caution.
Have you thought about calling your bank? They might already provide notifications or reports that can be sent to your email. Some smaller banks have secure connections to their databases that allow for automated data updates, but this typically comes with fees and certain tech requirements.
It might be doable. Using a tool like Puppeteer could help you log into your bank and navigate the site to download necessary PDFs. Just keep in mind the 2FA measures; most banks only trigger those for specific actions, so it might not be a huge issue right away.
I wouldn't recommend doing that automatically. PNC has 2FA, which makes it tricky. Instead, try setting up a local script that monitors a directory. You could also use a user script with something like Tampermonkey to control the downloads from your browser session. This way, you'd still manage the sessions like a normal user, which might be safer.
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